Manchester’s female motorists could be more tempted than ever to risk driving without insurance, as figures from reveal a 4.7% price rise for 21 to 25-year-old women drivers in the city in the past year.

This compares with a 3% fall nationwide, and a rise for male drivers of 3.6% over the same period – meaning women now have to find an average of £1,820 per year for a comprehensive car insurance policy.

Part of the problem is that the countdown is on until a major legislation change due to come into effect on December 21st 2012.

The European Union gender equality law means that it will no longer be acceptable to base insurance premiums on gender – a practice that has previously meant lower costs for women drivers, who typically have fewer major accidents.

“We expect women everywhere to see hikes to their car insurance costs,” says’s head of car insurance Gareth Kloet.

Our motoring solicitors are here to help anyone caught driving without insurance, regardless of gender – if you let us know the circumstances of your case, we can determine the best defence to mount in order to protect you from losing your licence.